If you’re pregnant and living in Canada, navigating the complexities of short-term disability benefits can be pretty challenging. However, there’s no need to worry, as we have compiled a comprehensive guide that will help you understand the process and provide the necessary tools and knowledge to secure these vital benefits. The focus is to demystify …
How to Get Short-Term Disability Approved While Pregnant Read More »
Have you ever felt like you’re walking a tightrope regarding your taxes in Canada? It can be precarious when your employer doesn’t deduct taxes from your paycheck. Don’t worry. This article will help you understand the consequences and steps you should take if this happens. We’ll explore employers’ legal obligations, reasons why this might be …
What If My Employer Does Not Deduct Taxes – Canada Read More »
Are OSAP grants taxable in Canada? In this article, we’ll provide you with all the information you need to understand whether OSAP grants are taxable in Canada. We’ll cover eligibility and income considerations, the taxation of grants and loans, reporting, forms, and more. So get ready to learn everything you need to know about OSAP …
Are OSAP Grants Taxable in Canada? Ontario Students’ Guide Read More »
When it comes to personal finance, the most common financial mistakes young adults make often have lasting effects on their financial future. These financial mistakes are otherwise avoidable if equipped with the right information, and mindset. Below are the top 13 financial mistakes to avoid in your 20s if you aim to have a better …
What is Infinite Banking and How Does it Work in Canada? The Infinite Banking Concept is a financial strategy that allows you to grow your wealth and become your own banker through dividend-earning, participating whole life insurance policies. It is a personal finance strategy based on the idea of “creating a personal banking system”, to …
Infinite Banking Concept: Guide For Canadian Wealth Builders Read More »
If you’re looking to build your credit score with a credit card, you’re in the right place! Building credit is important, but it can be difficult to do if you don’t understand how credit works in Canada. One way to build credit is to use a credit card responsibly. Using a credit card is one …
Are you looking to apply for a mortgage online?
With technological advancement, it’s never been easier to apply for and get approved for a mortgage right from your home, and without the need for a face-to-face meeting.
Some things you need to prepare before applying for a mortgage online, are as follows:
– A reputable credit score, and
– Proof of income
A layoff is a traumatic experience. I experienced it first hand, 9 years ago, roughly a year after migrating to Canada.
In the Philippines, there’s no such a thing as lay off, well at least before the pandemic hit. I was never laid off from a job before. Like most people experiencing this surprising event, my initial reaction was to panic. Realizing that I could qualify for Employment Insurance (EI), I panicked less but I needed to come up with a plan fast!
Losing a job means losing your income source, and you have to be quick to get another one to maintain your household’s financial security.
In Canada, being laid off is just part of the game, yes, even after your probation period. If the company you work for experiences some difficulties, the lower-ranked employees are always the first ones to go.
It’s true, Canadians pay one of the highest banking fees in the world, and if you’re looking to break free from the shackles of these high chequing account fees, this article is crafted, specifically for you!
Yes, many of us here in the far North have grown tired of paying the high banking fees the big names in banking charge us to “borrow our money”. Luckily for us, free unlimited chequing accounts are actually available in Canada.
A free unlimited chequing account offers customers all these services without charging them banking fees – which means you can save money on your day-to-day banking while getting most of the same benefits big banks charge you for!
To find out more information on each free unlimited chequing account available in Canada, take a look at our top 12 list below. There’s something for everyone in this comprehensive guide.
If you’re in the market for new furniture, then you probably know that there are a multitude of decisions to make. From size, quality, color, and more… you just have so many options that it’s really hard to make the right decision, but is financing furniture a good idea? To finance or not is the …
Furniture Financing: A Good Idea or Potential Disaster? Read More »
