Services

SmartWealth Financial Incorporated is a Canadian financial services agency currently serving the provinces of Ontario and Manitoba.  As independent financial security advisors, we help Canadians realign their spending toward things that really matter to them and their loved ones.

With all the “opportunities” to spend our hard-earned money, many Canadians find themselves in a situation where there really isn’t enough left over at the end of the day to finance the things that are really important to them and their loved ones.

Things like financial security and wealth accumulation are often and constantly put aside, if not left behind.

It is critical that all Canadians, regardless of their financial standing, use their resources responsibly, and align their spending toward one that protects their financial security and builds assets over time.

For many of us, money is earned and spent with little to no thought as to where it goes or for what purpose. We have urgent obligations such as rent or mortgage payments, utility bills, credit cards, personal loans, etc.

TV, radio, internet, and social media ads and influencers bombard us with ideas of what we “need” and “should” have. These desire-based spending habits eat up our limited resources, often before we even thought about what is really important to us and allocate money toward these more important things.

Our role as financial security advisors is to lead you to a process that reverses this pattern by first establishing what is truly important, then assessing your current position and spending habits in relation to what matters most to you.

We then establish a comfortable monthly amount to allocate toward planning appropriately to both build wealth and eliminate the potential risks to the plan.

Our process is a living plan, a continued client-advisor relationship, which is reviewed annually and amended accordingly, to ultimately build a roadmap to your financial independence and goal achievement. In essence, “realigning your expenditures to protect what matters most”.

Generally, our financial advisory services are categorized into two parts, one protects your financial security in case your ability to earn a living if ever challenged by a serious life event, and the other builds your assets to help you succeed financially, hence our tagline:

“Protect what matters most, build wealth one step at a time.”

Our services revolve around two important aspects of a person’s life, namely;

1. Financial Security, and

2. Wealth Accumulation